Be Prepared: Insurance Considerations

Jun 10, 2020

In these uncertain times, you may wonder what your options are for travel and trip insurance. SYTA has rounded up some of the most frequently asked insurance questions, so you can best understand the process and get students back on the road when it’s safe.

Many SYTA tour operators offer trip insurance (travel protection) for their clients, and there are many options for schools, teachers and parents to purchase policies individually. Moving forward, SYTA urges you to follow the advice of your tour operator for the best insurance options for your groups.

Should I purchase travel protection insurance for my group or my child, or is it included in the cost of the trip?

It’s recommended that travel protection insurance is made available for individual travelers to purchase.

Should I always buy “cancel for any reason” insurance in light of what has happened with this pandemic?

As a consumer, you should consider all of your options to protect your trip. Cancel for any reason (CFAR) often requires confirmation of purchase within a specific time period from your initial deposit. When cancelling under the CFAR provision, you may be entitled to a portion of non-refundable trip costs (i.e. up to 75%).

If I cancel my trip, will my travel protection insurance guarantee a full refund if I cancel my trip cost?

There are many kinds of travel protection and coverage will depend upon the travel insurance purchased by the individual/group.

For more information pertinent to educators during this pandemic, see the SYTA COVID-19: Educator Resource Guide for Student Group Travel.

Courtesy of SYTA.